Q3 2026 pricing · No signup
Know what your renovation should cost before you call anyone.
Answer a few questions and get a realistic budget range, the contingency you should hold back, which prices are moving this quarter, the permit questions to ask, and a summary you can hand to contractors. About two minutes, no email required.
Estimating for Greater Toronto Area, ON pricing. Change it in the header, or see how regions are priced.
- No account or email
- No address or phone number
- Your numbers stay in your browser
- Print or save as PDF
Start with one project
Eight project types with regional cost assumptions, scope questions, and allowances for the costs people forget. Combine them later in a multi-room plan.
- KitchenCabinets, counters, appliances, and the hidden trades behind them
- BathroomWaterproofing, ventilation, and fixtures in a small footprint
- PaintingWalls, ceilings, trim, and the prep that decides the finish
- BasementFraming, insulation, egress, and moisture control
- DeckFootings, framing, railings, and permit thresholds
- FlooringRemoval, subfloor prep, material, and trim
- FurnaceEquipment, venting, and the gas work behind it
- Central ACCondenser, coil, line set, and the electrical it needs
- Water heaterTank, tankless, or heat pump, and the venting each needs
- Windows and doorsUnit quality, installation method, and opening changes
- RoofTear-off layers, sheathing repair, and complexity
- Whole homePaint, floors, lighting, and light kitchen and bath updates
How it works
- 1
Describe the project
Pick a project type, then set your area, home age, size, and scope. Sensible defaults are already filled in, so you can skip straight to a result.
- 2
See a real range
Low, typical, and high planning estimates with materials, labour, demolition, permit allowance, and contingency separated out, plus flags on the prices moving fastest.
- 3
Take it to contractors
Verify their paperwork, ask every one of them the same questions, record the answers in the comparison table, then print or save it as a PDF.
Built into every estimate
These come free with every calculator, no extra steps required.
Contingency built in, not bolted on
Recommended contingency adjusts to project type, home age, and how much you are opening up. Override it any time between 0 and 30 percent.
Contingency calculator2026 price volatility flags
Results show which parts of your budget are moving fast this quarter, from imported cabinets to copper wiring, so you know what to quote early.
See what changed in 2026Permit attention flags
Selections that commonly need a permit are flagged with what to ask, and who issues permits in your province. We never tell you a permit is not required.
Permit checklistEditable contractor package
Tick off questions, fill in the quote comparison table, add your own notes, then print or save it as a PDF.
Quote checklistPlanning guides
All 25 guides- Budgeting
How to plan a kitchen renovation budget in Ontario
How much a kitchen renovation costs in Ontario in 2026: cabinets, counters, trades, allowances, and the 15–20% contingency most quotes skip.
- Budgeting
Bathroom renovation budget checklist
What a bathroom renovation costs in Ontario: waterproofing, ventilation, subfloor, fixtures, and the line items that blow a 2026 budget.
- Budgeting
How much contingency should you keep for a renovation?
Most Canadian renovations need 15–20% contingency. When to hold 10%, when 30% is safer, and how to keep it out of the finish upgrades.
- Hiring
Questions to ask before hiring a renovation contractor
Ask every Canadian renovator about WSIB, liability insurance, price structure, change orders, and warranty before you sign.
- Hiring
How to compare renovation quotes
Compare Canadian renovation quotes that include different work, allowances, and assumptions without defaulting to the lowest number.
- Budgeting
Common renovation costs homeowners forget
Permit fees, disposal, drawings, asbestos, knob-and-tube, and temporary living — line items that blow a Canadian renovation budget.
Everything on renoco.ca
Every tool is free, needs no signup, and works on a phone.
Common questions
- Is renoco.ca free?
- Yes. Every calculator is free and there is no signup, email capture, or contractor lead form. We do not ask for your address, phone number, or payment details, and we do not sell leads.
- Are these estimates contractor quotes?
- No. They are planning ranges built from published cost data and multipliers we publish in full. Only a contractor who has seen your property can give you a quote. Every result on this site is labelled as an estimate and shows which quarter's pricing it is based on.
- Which provinces does it cover?
- All ten: Ontario, British Columbia, Alberta, Quebec, Manitoba, Saskatchewan, Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland and Labrador. Cost estimates use regional multipliers anchored to Statistics Canada renovation and construction price data. Permit rules, contractor licensing, and land transfer tax are modelled per province, with the deepest local detail currently for Ontario.
- Can this tell me whether I need a permit?
- No tool can. We flag the scopes that commonly require a permit and tell you which authority in your province issues them, so you know when and where to ask. Only your municipality can confirm what applies to your property.
- How do you handle 2026 material price swings?
- Every estimate is tagged with the pricing quarter it was built from, currently Q3 2026, and we review the tables quarterly rather than annually. Results also flag which parts of your specific budget are exposed to fast-moving prices, such as imported cabinets or metal components, so a higher contractor quote does not come as a surprise.
- Can I use my own contractor rates?
- Yes. Every calculator has an advanced panel where you can replace the built-in material and labour rates, plus a field to check a real quote against your planning range.
Transparent by design
Cost data 2026.Q3, based on Q3 2026 pricing and last reviewed August 28, 2026. Every rate, multiplier, and source used in the calculators is published on the methodology page.Planning tool, not advice
Results are educational planning estimates. They are not contractor quotes, permit approvals, or legal, tax, or financial advice. See the full disclaimer.No leads, ever
We do not run a contractor directory, sell your details, or take a cut of your project. The site is free because it is small and static.