Southwestern Ontario · Q3 2026
Flooring renovation cost in London and southwestern Ontario
Removal, subfloor prep, material, and trim. The figures below are modelled for Southwestern Ontario using our 0.98× regional cost multiplier, on a detached home built 1960-1989 at a mid-range finish.
Typical planning budget
$11,600 to $18,650
Typical $13,950 · includes 12% contingency
Before contingency
Why London and southwestern Ontario differs
London and southwestern Ontario prices about 2% below Ottawa, which is the baseline our regional model is anchored to.
- Regional multiplier
- 0.98×
- Versus Ottawa
- -2%
- Province
- Ontario
- Sales tax on services
- HST (13%)
Regional multipliers are anchored to Ottawa at 1.00 and scaled using Statistics Canada's Residential Renovation Price Index and Building Construction Price Index movements by census metropolitan area, then cross-checked against published contractor rate ranges. They are planning-level adjustments, not surveyed local quotes.
Areas this covers
Southwestern Ontario is modelled as a single labour market, so these municipalities share the same cost multiplier:
- London
- Windsor
- Kitchener
- Waterloo
- Guelph
- Cambridge
Somewhere else in Ontario? Compare every Ontario region.
Cost by finish level in London and southwestern Ontario
Finish level moves the number more than almost anything else you control. All three rows use the same London and southwestern Ontario multiplier and the same scope.
| Finish | Low | Typical | High |
|---|---|---|---|
| BudgetStock materials, simple details, value fixtures | $8,450 | $10,150 | $13,600 |
| Mid-rangeCommon homeowner choice: durable materials, better fixtures | $11,600 | $13,950 | $18,650 |
| PremiumHigh-end materials, custom detailing, designer fixtures | $16,850 | $20,250 | $27,150 |
Cost by size in London and southwestern Ontario
Typical all-in planning budgets at three representative sizes, mid-range finish.
| Size | Low | Typical | High |
|---|---|---|---|
| 200 sq ft | $3,700 | $4,500 | $6,000 |
| 800 sq ft | $11,600 | $13,950 | $18,650 |
| 1,600 sq ft | $22,000 | $26,600 | $35,600 |
Where the money goes
The $13,950 typical figure for London and southwestern Ontario, broken into the lines a contractor quote should also separate.
| Category | Low | Typical | High |
|---|---|---|---|
| Materials | $4,600 | $5,550 | $7,400 |
| Labour | $4,900 | $5,900 | $7,900 |
| Demolition and disposal | $850 | $1,000 | $1,350 |
| Permit and design allowance | $0 | $0 | $0 |
| Subtotal | $10,350 | $12,450 | $16,650 |
| Contingency (12%) | $1,250 | $1,500 | $2,000 |
| Total planning budget | $11,600 | $13,950 | $18,650 |
Compared with the rest of Ontario
Same project, same scope and finish, priced against every other Ontario region we model.
| Region | Multiplier | Typical | vs London and southwestern Ontario |
|---|---|---|---|
| London and southwestern Ontario (this page) | 0.98× | $13,950 | — |
| Toronto | 1.15× | $16,400 | +18% |
| GTA (outside Toronto) | 1.10× | $15,700 | +13% |
| Hamilton and Niagara | 1.05× | $14,950 | +7% |
| Ottawa | 1.00× | $14,300 | +3% |
| Northern Ontario | 0.97× | $13,800 | -1% |
| Other Ontario | 0.95× | $13,550 | -3% |
Permits in Ontario
Building permits are issued by your municipality under the Ontario Building Code. Requirements and fees differ from one city to the next.
At this scope our model does not flag a permit trigger, but that is not a ruling. Only your municipality can confirm what applies to your property.
Hiring in Ontario
Ontario does not license general contractors or renovators. Anyone can advertise renovation work, so the paperwork you check matters more than any claimed credential.
Trades that must be certified
- Electrical: Only a licensed electrical contractor may do electrical work for hire. The licence number starts with ECRA/ESA and is searchable.
- Gas and propane: Gas lines, furnaces, fireplaces, and water heaters must be handled by a TSSA-certified gas technician.
- Plumbing: Plumbing is a compulsory trade in Ontario. Ask for a Certificate of Qualification from Skilled Trades Ontario.
- New homes and substantial additions: Building or selling a new home in Ontario requires an HCRA licence. Ordinary renovations do not.
Costs people forget on this project
Included as allowances above. Check any quote covers them too.
- Levelling compound on uneven subfloors
- Underlayment and vapour barrier
- Baseboard, quarter round, and transition strips
- Door undercutting and threshold work
- Disposal bins
- Furniture moving and appliance disconnects
Typical schedule: 2 days to 2 weeks depending on area.
Questions homeowners ask
- How much extra flooring should I order?
- Most installers add 7 to 10 percent for cuts and waste, and more for diagonal or herringbone layouts. Keep a box aside for future repairs.
- Do I need to remove baseboards?
- Not always. Floating floors can be installed with quarter round instead, but replacing baseboards usually produces a cleaner result.